HNB Finance PLC

HNB Finance PLC is the pioneer in commercial-based microfinance in Sri Lanka. Established in 1999, the Company’s objective is to develop Sri Lanka’s small-scale entrepreneurs through specialised products and services. The Company’s pioneering commercial-microfinance model has received international acclaim for its support to grassroots entrepreneurs that are marginalised by the traditional banking system. Today, HNBF has expanded beyond microfinance to offer a range of products to different customer segments through a network of 60 branches and 10 service centres, and its parent HNB’s 650 ATM machines, scattered across the island. Customers now have access to business loans, savings, gold loans, fixed deposit facilities, and leasing facilities, to meet their financial requirements. Backed by HNB, one of the country’s systemically important banks, HNBF is at the forefront of the country’s non-bank financial industry, offering high quality, reliable financial solutions. HNBF is licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011 and holds the National Long-term Rating of ‘A(lka)’ as affirmed by Fitch Ratings.